Property Description

Charming 3 BR lake cottage close to front entrance located on a short cove w/ deep water! Home features a large 1/2 circle driveway with ample parking where you can park next to front porch to make loading and unloading easy! Walk into 1st floor huge kitchen area w/ island, hardwood floors throughout most of main floor & open concept to a large living room equipped with gas fireplace & walkout to covered deck! There are 2 bedrooms & full bath on first floor and the 3rd BR on lower level. Large family room w/ gas fireplace and walkout to covered deck on lower level with beautiful view of the lake & huge 2-tiered dock w/ covered upper deck, boat slip and 2 separate dock platforms! Come join the Elk Lake community and start making great memories w/ family and friends!!! New A/C 2024. Elk Lake Information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approx. 255 ac. with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners Association (ELPOA)

445 Elk Lake Resort Rd, Unit 10 | MLS# 641281

This single family home located at 445 Elk Lake Resort Rd, Unit 10, Owenton, KY 40359 is currently listed for sale with an asking price of $350,000. This property has 3 bedrooms and 2 full baths. Elk Lake Resort Rd, Unit 10 is located within the Owen Co Public school district. Search Owenton real estate on 7030hanbysloop.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family

Basement: Full Finished Bath, Fireplace(s), Full, Finished, Storage Space, Walk-Out Access

Basement: Yes

Cooling: Central Air

Days on Market: 25

Fireplaces: 2

Heating: Propane, Forced Air

Home Style: See Remarks

Lot Size: 0.95 Acres

Roof Type: Composition, Shingle

Stories: 1.0

Feature Descriptions

Appliances: Electric Cooktop, Dishwasher, Refrigerator, Washer

Association Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)

Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Exterior: Fire Pit, Boat Slip, Dock

Exterior: Concrete, Wood Siding

Fireplace: Gas

Fireplace Y/N: Yes

Foundation: Poured Concrete

HOA: Yes

HOA Fee: 2500/Annually

HOA Fee 2: 3500

Interior: Kitchen Island, Storage, Open Floorplan, Eat-in Kitchen, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting, Vaulted Ceiling(s)

Laundry: In Basement, Lower Level

Lot: Cleared, Sloped, Waterfront

Lot Dimensions: of record

Parcel Number: 075-80-00-009.00

Parking: Driveway

Patio/Porch: Covered, Deck, Porch

Property Condition: Existing Structure

Road Frontage: Private Road

Road Surface: Gravel

Rooms Total: 7

Sewer: Septic Tank

Special View Info: Lake, Trees/Woods

Structure Type: House

Sub Type: Single Family Residence

Utilities: Cable Available, Propane

Water: Public

Window: Insulated Windows, Wood Frames

Room Sizes

Kitchen: 13 X 17 Level - First

Living Room: 14 X 23 Level - First

Primary Bedroom: 13 X 13 Level - First

Bedroom 2: 13 X 13 Level - First

Bedroom 3: 12 X 13 Level - Lower

Family Room: 16 X 25 Level - Lower

Laundry: 10 X 12 Level - Lower

Primary Bath: 5 X 8 Level - First

Bathroom 2: 5 X 10 Level - Lower

Local Schools

High School: Owen County High

Middle School: Maurice Bowling Middle School

Elementary School: Owen County Elementary

School District: Owen Co Public

Market Trends

Owen County Residential Market Trend Graphs

Zip Code 40359

Source: Delta Media Group, Inc.

Demographics

Owen County Demographic Information for 445 Elk Lake Resort Rd, Unit 10, Owenton, KY 40359

Fips

Fips Code 21187

Population

2020 to 2025 Change up 3.0%

2010 Count 10,841

2020 Count 11,278

2025 Estimate (V2025) 11,601

2020 Estimate (V2025) 11,267

Age Distribution (Years Old)

0 to 4 5.0%

5 to 17 24.4%

18 to 64 53.2%

65 and Older 17.4%

Gender

Male 51.4%

Female 48.6%

Place of Birth

Foreign 1.5%

US 98.5%

Education

High School Graduate, Age 25+ 86.5%

Bachelor's Degree or Higher, Age 25+ 18.3%

Computer and Internet use

Households with a computer 89.3%

Households with a broadband Internet subscription 80.4%

Language

English is Second Language, Age 5+ 3.2%

English is First Language, Age 5+ 96.8%

Veterans

Veterans 598

Income

Per Capita Income $30,369

Median Household Income $61,134

People in Poverty 13.9%

Commute

Average Work Commute Time 42 minutes

Housing

Total Housing Units 5,753

Households 4,252

Average Household Size 2.64

Owner-Occupied 88.0%

Multi-Family 6.6%

Owner-Occupied Median Value $168,700

Median selected monthly owner costs -with a mortgage $1,385

Median selected monthly owner costs -without a mortgage $434

Median gross rent $830

Building Permits

New Private Housing Issued 2024 18

Years at Residence

1 Year or More 90.4%

Less Than 1 Year 9.6%

Business and Employment

Private non-farm Establishments 133

Private non-farm Employment 969

Private non-farm Employment Growth down 3.7%

Nonemployer Establishments 843

Number of Firms 93

Business Production

Value of Shipments $0

Wholesale Trade $18,851,000

Retail Trade $63,588,000

Retail Sales Per Capita $0

Accommodation and Food Services $8,528,000

Land

Land Area 351.10 sq. miles

Population Per Square Mile 31

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 1,881.09 per month $1,779.01 Principal & Interest $0.00 Property Tax (data not provided by mls) $102.08 Homeowner's Insurance

Change Payment Information

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445 Elk Lake Resort RdOwenton, KY 40359